Uninsured & Underinsured Motorists

Being injured or having a loved one injured in a car accident can be a true calamity if the injuries are at all serious. If you were driving a car or riding a bicycle or motorcycle at the time there was probably significant property damage done to your vehicle. There is approximately a one-in-four chance that the driver who hit you has no insurance coverage. Some hit and run drivers run away from the scene of the accident just because they have no insurance. Who will pay for the repairs or replacement of your vehicle? How will the hospital bills be paid? If you are confronted with these questions a Ventura County personal injury attorney can help you find the answers and file a claim for the compensation you deserve.

CAR ACCIDENT LAWYERS

Being in an accident with an underinsured motorist, one whose insurance will not cover all of your damages presents similar difficulties. Actually a large percentage of drivers carry only the bare minimum of liability insurance. Liability insurance coverage pays up to a certain limit in medical expense for bodily injury and in property damage. If your injuries or your property damage exceeds the limit on the at-fault driver's insurance policy, you may have some anxiety about how to pay for the uncovered portion. You need a skilled car accident lawyer at the firm who can work with you to recover more damages than the other driver's policy allows for. You can take advantage of the Uninsured Motorist (UM) and Under Insured Motorist (UIM) coverage on your own insurance policy to make up the difference.

Be advised that the UM / UIM portion of your coverage will have a number of conditions attached to it and your insurance company likely will not be as cooperative as you expect if you try to handle the claim on your own. You need an aggressive personal injury lawyer who is knowledgeable in the ways of insurance companies to insist that all allowable compensation is paid. Call The Law Offices of Neustadt & Berriz for a free consultation about your claim for damages.

After an accident with an uninsured or underinsured at-fault driver contact a car accident lawyer who cares about your well being and will fight aggressively for your rights.